A car accident can happen in an instant—but the actions you take afterward can have long-term consequences on your health, finances, and legal rights. Whether it’s a fender bender on Fruitville Road or a major collision on I-75, knowing what to do immediately after a crash in Sarasota can make all the difference in your recovery and your ability to secure fair compensation.
This guide walks you through the step-by-step actions to take after a car accident in Sarasota, so you can protect yourself and build a strong foundation for any personal injury claim.
1. Prioritize Safety First
Move to a safe location. If you’re able, move your vehicle out of traffic to prevent further injury or damage. Turn on your hazard lights and remain calm.
Check for injuries. Assess yourself and others for visible injuries. If anyone is hurt, call 911 immediately and request emergency medical assistance.
2. Call Law Enforcement
Under Florida law, you’re required to report any car accident involving injuries, fatalities, or property damage over $500. When law enforcement arrives:
- Be factual, not emotional.
- Avoid admitting fault.
- Request the police report number, which will be crucial for your insurance and legal claims.
3. Document the Scene
Gather as much evidence as possible while you’re at the scene. Use your smartphone to capture:
- Vehicle damage (yours and others)
- License plates
- Road signs, signals, and skid marks
- Weather and lighting conditions
- Your injuries (if visible)
4. Exchange Information
You’ll need to get the following from the other driver(s):
- Full name and contact info
- Driver’s license number
- Insurance company and policy number
- Vehicle make, model, and license plate number
Also, collect names and contact info from any witnesses at the scene.
5. Seek Immediate Medical Attention
Even if you feel fine, you should see a doctor as soon as possible. Many injuries—such as whiplash, concussions, and internal trauma—don’t show immediate symptoms.
Florida PIP Requirement
To receive Personal Injury Protection (PIP) benefits, Florida law requires you to seek medical treatment within 14 days of the accident. Delaying care can hurt both your health and your injury claim.
6. Notify Your Insurance Company
Report the accident to your auto insurance provider promptly, but keep your statement limited. Stick to basic facts, and avoid speculating or admitting fault.
7. Keep a Detailed Record of Everything
Start a folder that includes:
- Medical records and receipts
- Police report
- Vehicle repair invoices
- Lost wages documentation
- Pain journal (daily notes on your physical and emotional state)
8. Avoid Speaking with the Other Driver’s Insurance Company
Insurance adjusters may contact you looking for a recorded statement. You are not obligated to speak with them—and doing so can hurt your case. They are trained to minimize payouts.
Instead, direct all communication through your attorney.
9. Contact an Experienced Sarasota Personal Injury Attorney
Car accident claims in Florida can be complex—especially if your injuries are serious, your medical bills exceed PIP coverage, or liability is disputed. An experienced Sarasota attorney can help you:
- File your claim properly
- Gather and present evidence
- Handle negotiations with insurers
- Maximize your compensation for medical bills, lost wages, and pain and suffering
10. Know Your Legal Deadlines
Under Florida’s statute of limitations, you typically have two years from the date of the accident to file a personal injury lawsuit (updated from four years as of 2023). Missing this deadline may bar you from recovering damages.
Your Next Move Matters
What you do in the minutes, hours, and days after a car accident in Sarasota can have a lasting impact on your physical and financial recovery. By following these steps—and seeking legal guidance—you can safeguard your rights and take control of your situation.
If you’ve been injured in a Sarasota car accident, contact Warren Chin at ECD Law at (941) 366-8888 for a free consultation and experienced legal support.